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Frappe Lending
Open source loan management system
stars ·
18
contributors
What is Frappe Cloud?
Application + Infrastructure
benefits
Why Frappe HR?
100% open source
Frappe HR is a 100% open-source HR & Payroll product, offering you complete transparency and flexibility. Backed by a community of over 20,000 developers and 180 partners, there will never be a struggle for solutions
Affordable & inclusive
Say goodbye to overvalued SaaS solutions with inflated per-user pricing. With Frappe HR, your software expenses wouldn’t grow as your team grows. Deliver the best employee and HR experience with a product designed for everyone in the organization
Highly customizable
Configure and customize to your liking. Create reports, forms, custom fields, print formats, and change layouts on the fly!
Easy integrations
Cut ties with disparate payroll and accounting systems to save hours of reconciliation work. Frappe HR promises integrated accounting with ERPNext every step of the way. Integrate with biometric tools, banks, or any third-party software
Powered by the low-code, no-code Frappe Framework
Frappe framework enables you to build your own forms, set up advanced approval workflows on any form, manage roles and permissions, set up notifications and reminders, and build reports and dashboards to meet all your needs
All in one HR suite of products
Stop paying licensing fees for 10 different products. Manage all your HR and Payroll operations from one single dashboard and an easy-to-use mobile app. Right from recruitment to exits, managing rosters to payroll - we have got you covered
Frappe Lending is a 100% open-source loan management system that automates the entire lending lifecycle—from loan booking and disbursal to repayment tracking, compliance, and reporting. Manage personal loans, business financing, and co-lending—all in one place.
What is Frappe Cloud?
Application + Infrastructure
benefits
Why Frappe Lending
1
100% open source & API-first
No licensing fees, no vendor lock-in—customize, extend, and integrate with ease.
2
Scalable & trusted
Designed for high-volume lending, used by Zerodha, Kinara Capital, and other leading institutions.
3
Complete loan & financial management
Manage loan origination, disbursements, repayments, and accounting—all in one place.
4
Built-in compliance & risk monitoring
Automated DPD tracking, NPA classification, and regulatory reporting ensure compliance without manual effort.
5
Accounting, billing & taxation
Integrated ledgers, invoicing, and tax handling keep your financials accurate and audit-ready.
6
Custom workflows & role-based access
Define approval steps, automate processes, and control access with role-based permissions, ensuring smooth and secure operations.
What is Frappe Cloud?
Application + Infrastructure
features
What Frappe HR has to offer you
Recruitment
Growth made easy: plan, publish, analyze, engage, evaluate & hire
Employee lifecycle
From onboarding to exits, transfers to promotions, we've got your back every step of the way
Shifts & attendance
Mobile check-ins, roster management, and auto attendance
Leave management
Manage holidays, complex leave policies and encashments
Expense management
Payout advances, streamline travel and expense accounting
Performance management
Plan goals & KRAs, create appraisals and ensure continuous feedback to help employees grow
Payroll
Map diverse pay structures, employee loans & run accurate payroll with integrated accounting
Income tax
Configure regional tax regulations & stay informed at all times with tax computation & projection reports
Mobile app
Access Frappe HR from the convenience of your smartphone
What is Frappe Cloud?
Application + Infrastructure
features
What Frappe HR has to offer you
Recruitment
Growth made easy: plan, publish, analyze, engage, evaluate & hire
Employee lifecycle
From onboarding to exits, transfers to promotions, we've got your back every step of the way
Shifts & attendance
Mobile check-ins, roster management, and auto attendance
Leave management
Manage holidays, complex leave policies and encashments
Expense management
Payout advances, streamline travel and expense accounting
Performance management
Plan goals & KRAs, create appraisals and ensure continuous feedback to help employees grow
Payroll
Map diverse pay structures, employee loans & run accurate payroll with integrated accounting
Income tax
Configure regional tax regulations & stay informed at all times with tax computation & projection reports
Mobile app
Access Frappe HR from the convenience of your smartphone
What is Frappe Cloud?
Application + Infrastructure
features
What Frappe HR has to offer you
Recruitment
Growth made easy: plan, publish, analyze, engage, evaluate & hire
Employee lifecycle
From onboarding to exits, transfers to promotions, we've got your back every step of the way
Shifts & attendance
Mobile check-ins, roster management, and auto attendance
Leave management
Manage holidays, complex leave policies and encashments
Expense management
Payout advances, streamline travel and expense accounting
Performance management
Plan goals & KRAs, create appraisals and ensure continuous feedback to help employees grow
Payroll
Map diverse pay structures, employee loans & run accurate payroll with integrated accounting
Income tax
Configure regional tax regulations & stay informed at all times with tax computation & projection reports
Mobile app
Access Frappe HR from the convenience of your smartphone
What is Frappe Cloud?
Application + Infrastructure
features
What Frappe Lending has to offer you
Loan Products & Management
Create structured courses with videos, quizzes, and assignments to deliver impactful learning experiences.
Loan Operations
Organize learners into groups, manage live sessions, and track collective progress efficiently.
Collateral & Security
Test understanding through quizzes, assignments, and detailed progress tracking.
Financial Accounting
Issue custom certificates based on course completion and evaluations to validate skills.
Billing & Taxation
Transform courses into revenue with integrated payment systems and clear financial tracking.
Risk & Compliance
Transform courses into revenue with integrated payment systems and clear financial tracking.
Co-Lending & Loan Transfers
Connect learners with job openings and help them showcase their certified achievements.
What is Frappe Cloud?
Application + Infrastructure
from the author
Story of Frappe Lending
"Frappe Lending started as a module in ERPNext, built for one of our early users who wanted a lending system that felt familiar and leveraged the power of the Frappe framework. We began with a simple LAS module to manage loans and collaterals, gradually expanding it to cover the entire loan cycle. Like everything we build, this was open-source from day one.
As we worked on this, we saw a bigger opportunity. The market lacked a flexible, open-source lending solution, and more businesses were looking for alternatives to rigid, expensive platforms. So, when a major NBFC in India approached us with the need for a full-fledged lending system—including amortization schedules, loan portfolios, and co-lending modules—we knew it was time to take the next step.
Instead of keeping it as just another ERPNext module, we spun it off into its own product. That’s how Frappe Lending was born—an open, adaptable platform built for the future of lending."
Product Engineer
user reviews
Take it from our users
Trusted by India's Largest Stock Broker
Hear it from Zerodha
Labeeb Mattra
Senior Software Engineer, Zerodha
“Building our Loan Against Securities service with Frappe Lending was a great experience. We could create custom on-boarding, loan application, and loan management workflows easily using out-of-the-box features that Frappe Framework & Frappe Lending provided.
Integrating the system with customer-facing apps using Frappe REST APIs was effortless and time-saving for us. Frappe team is very proactive in addressing our requirements and suggestions regarding the loan management module.”
Kurian Jacob
TinkerHub
"TinkerHub needed an LMS platform for our 15K+ community members. We recently migrated to Frappe LMS and have been thrilled with the results. The process was incredibly easy and fast, and we were able to customize our courses in a way that we couldn't before. The fact that it's fully open-sourced has been a game-changer for our non-profit organization. We highly recommend Frappe LMS to anyone looking for an efficient and cost-effective solution."
View all testimonials
Ready to scale your lending business?