Loan Products & Management

features

Take full control of your lending operations with Frappe Lending. Create and manage loan products that fit your business needs—whether it's home loans, business credit, or anything in between. Set loan terms, adjust interest rates, and structure repayments with ease, ensuring smooth management from disbursement to final payment.

Create loan products

Define loan properties

Set up repayment schedules

Configure DPD and NPA rules

Apply moratoriums

Create loan products

Different institutions require distinct lending solutions. Frappe Lending enables you to establish multiple loan categories, each with customized interest structures, payment terms, and classification guidelines. You can handle everything from straightforward consumer loans to sophisticated multi-phase credit facilities, giving you complete control over each product's specifications.

Define loan properties

Lending flexibility is essential. Some situations call for steady fixed rates, others benefit from market-linked floating rates. Certain loans involve origination fees, while others include early settlement charges. You can tailor these elements within each loan type in Frappe Lending, ensuring automated accuracy across your entire portfolio without constant manual adjustments.

Set up repayment schedules

Predictable payment structures benefit everyone involved. You can create various repayment formats with Frappe Lending, from standard EMIs to interest-only periods and bespoke payment arrangements. You can accommodate any payment frequency—monthly, weekly, or lump sum—automatically generating precise schedules that promote clarity and reliability.

Configure DPD and NPA rules

Payment delays require prompt attention. With Frappe Lending's automated Days Past Due (DPD) monitoring, you can track delinquency status daily, facilitating immediate response. You can set loans exceeding specified thresholds to automatically transition to Non-Performing Asset (NPA) status. You can also make manual classification adjustments when needed, balancing automated efficiency with necessary flexibility.

Apply moratoriums

Financial circumstances evolve, and borrowers occasionally need payment relief. You can use Frappe Lending's moratorium features to temporarily suspend EMI or principal obligations for defined periods. Whether implementing regulatory directives, relief initiatives, or individual arrangements, you can support borrowers while maintaining proper loan administration through moratoriums.